Credit Card Debt $ Select One 0 1 - 2,499 2,500 - 4,999 5,000 - 7,499 7,500 - 9,999 10,000 - 12,499 12,500 - 14,999 15,000 - 19,999 20,000 - 29,999 30,000 - 39,999 40,000 - 49,999 50000+ Other Unsecured Debt $ Select One 0 1 - 2,499 2,500 - 4,999 5,000 - 7,499 7,500 - 9,999 10,000 - 12,499 12,500 - 14,999 15,000 - 19,999 20,000 - 29,999 30,000 - 39,999 40,000 - 49,999 50000+ Number of Creditors    Select One 2 3 4+ Status of Bill Payments    Select One Up to Date About to Fall Behind 1 Month Behind 2 or More Months Behind I want to    Select One Eliminate My Debt Consolidate My Debt Seek Advice Own a Home?    Yes  No

Identity theft report

Identity theft report helps in removing fake information from appearing in you credit report permanently. This will help you from stopping debts appearing in your credit report. This also helps in preventing companies to collects money which are due because of identity theft.

There are two steps that are needed to be followed while filing for an identity theft report.
The first step is to inform the law agencies like the FBI, local police, state attorney and other government organizations. It is not a must for federal agencies to make a report of identity theft, however according to the law the local police must file such a report. This report according to the law should have all the information that can be provided by you regarding the crime including the dates regarding the crimes, the accounts that might have been opened on your name and also the details if any about the identity thief. These details are very important for these agencies to report your complaint and also to take necessary actions.

The next step is depends on the rules and regulations of the consumer reporting agencies and also on the person whose details have been used. They may require you to provide them with all the proofs and details regarding the theft and also other information which is needed to verify that the theft has actually taken place. They will then require up to 15 days for blocking your information. This depends on whether you have requested for an extended alert or an initial alert.

These agencies then take fifteen days to work and verify if you identity theft report and other information provided by you. They by law can take five days to verify the details provided by you. However you have to provide this information with in 15 days of giving the identity theft report or your request will be rejected on grounds of incomplete report and you will have to reapply for it.
It will come to your notice that most of the state agencies and federal agencies will require you to fill up only an automated online form and you will not have to meet the officer in person, this helps in saving time. These reports can also be reported online or by phone or even by mail.

However if you are given a choice it is best to not use the automated form as it become difficult for the consumer reporting agencies and the information provider to verify the information provided. You will have to provide additional information and also other supporting documents unless you are requesting a consumer reporting agency to place the extended fraud alert. This is a must by law.